Commercial Truck Leasing & Financing
Put the right truck to work for your business.
Lease or finance new and used commercial vehicles for delivery, service, construction, utility and other essential business operations.
Commercial Trucks
Private-Party Sales
Programs
Profiles
More Than One Way to Qualify
We look at the truck, the business and the complete picture—then structure the transaction around the strengths that make the most sense.
Credit
Strong credit can mean a simpler leasing process.
Businesses and owners with stronger credit may qualify for streamlined commercial truck programs with limited documentation.
- Established credit history
- Strong payment history
- Experienced ownership
- Straightforward truck purchases
- Application-only options when qualified
Cash Flow
Let the strength of your business help tell the story.
Healthy revenue and operating performance can help support a request when the credit score does not tell the complete story.
- Business revenue and deposits
- Ability to support the payment
- Time in business
- Existing fleet obligations
- Overall credit history reviewed
Collateral
Truck and equipment value can strengthen the request.
The value and marketability of the vehicle—along with other available commercial collateral—can help support the transaction.
- Truck being acquired
- Vehicle age, condition and mileage
- Meaningful investment in the purchase
- Additional business equipment
- Strong resale-value assets
Commercial Trucks We Lease & Finance
A wide range of essential business vehicles qualify—including new and used trucks.
Box &
Delivery Trucks
Service &
Utility Trucks
Dump &
Vocational Trucks
Tow &
Recovery Trucks
Cargo Vans &
Work Vehicles
Specialty &
Upfitted Trucks
Over-the-Road Trucking: Need a Class 8 Tractor or Trailer?
Interstate over-the-road trucking requires specialized programs and qualifications. Visit our dedicated tractor-trailer leasing page.
Preserve Cash.
Keep Moving.
Put the truck to work while keeping working capital available for the business.
- Payroll and day-to-day operations
- Fuel, insurance and maintenance
- Inventory and materials
- Growth and expansion
- Keep bank credit lines available
Match Payments
to Performance.
Spread the cost over time as the vehicle helps deliver products, serve customers and generate revenue.
- Fixed, predictable payments
- Flexible terms and structures
- Single trucks or fleet additions
- Potential tax advantages*
*Tax treatment varies. Consult your tax adviser.
Leasing & Financing
Options Available.
Commercial lease structures are our primary approach, with finance options also available when they better fit the transaction.
- Commercial truck leases
- Equipment finance agreements
- Purchase-option leases
- New and used vehicles
- Dealer and qualifying private-party sales
Have Credit Challenges?
You still have commercial truck leasing options.
We have programs for a range of credit profiles. Business cash flow, a meaningful investment, or valuable commercial collateral may help support the transaction.
Learn More ›
Simple Steps to Lease Your Truck
Apply
Complete our secure application.
Tell Us About the Truck
Provide the vehicle quote or invoice and seller information.
We Evaluate the Transaction
We look at credit, cash flow and collateral.
Provide Documents
Some transactions require very little documentation.
Review Your Lease
We explain the structure, payments and terms.
Complete the Purchase
Once documents are complete, the seller can be paid and the truck can go to work.
Ready to Get Your Truck?
Apply online or call us at (877) 703-3090.