small business loans

simple. fast. flexible

No restrictions for industry or credit profile. Get $5,000 to $1,000.000 in as little as 24 hours, terms from 3 to 60 months with monthly, weekly, or daily payment options.

See if you Qualify

Direct Merchant Cash Advance Lender

we offer 3 program options to meet the needs of any business

premier program

for stronger credit
  • good credit
  • 2 years of business
  • good financials
  • low risk industries

$25,000 to $500,000 term loans for up to 60
months with monthly payments.
Rates starting at 5.49%.
Funding is typically in 7 to 10 days.

coastal fast fund

for moderate credit
  • our most popular program
  • B/C Tier Credit Levels
  • 6 Months in Business
  • Small Tax Liens OK

$5,000 to $1,000,000 for up to
36 months with Monthly, Weekly or Daily fixed payments according to risk levels.
Funding is typically within 24 hours.

lifesaver program

for challenged credit
  • Severe Credit Issues
  • Short Time in Business
  • Higher Tax Liens
  • High Risk industries

$3,000 to $250,000 in as little as
24 hours with emphasis on
the business cash flow and off credit.
Funding in as little as 24 hours.

applying is easy

Apply 24/7 through our secured servers for instant approvals

apply online

use our secure website by clicking link below

receive contracts by email

simply sign and return electronically.

funds are wired

directly into your business bank account

coastal capital offers the best choices
for small business groups

no credit score
restrictions

No Industry
Restrictions

No Collateral
Required

no broker fees

No Cost, No
obligation application

certificated business
consultants

simple 5 minute
application

the coastal capital difference

Over 10.000 businesses have turned to the Coastal Capital Group for their business finance needs

we take out the guesswork.

We handle all levels of business credit. So whether you qualify for premium discount rates for strong applicants, or you have serious issues you need help with, or like most people, you just aren’t sure what the best terms are that you can qualify for, our funding program provides the best terms for your needs and situation. No industry restrictions, No Credit Score Restrictions.

One simple application gives you instant access to quick funding.

We have multiple funding platforms to address any situation. No need to apply with numerous lenders. Our systems analyze application data to consistently deliver the best terms available for our clients.

highest approval rates.

98% approvals

nobody delivers more

minimum qualification
for a business loan

3 months in business

$8,000 per month gross deposits

3 months business bank statements

faster and easier than banks

  • programs for all credit levels

  • true business loans with fixed interest and fixed payments, not a merchant cash advance

  • no upfront costs or prepayment penalties

  • loan funds can be used for ANY business purpose

  • simple online application

we help businesses get the working capital they need

Finally, small business owners can get the credit they need at reasonable rates with much easier credit requirements. We have several options available that can provide working capital to a wide variety of businesses based on cash flow-not just credit. In fact, the business owner's credit score can be as low as 500 on the major credit bureaus. Our low rate program utilizes a scoring system that only takes into account the last 2 years of credit history. This is extremely helpful to the many business owners who had credit problems in the recent past but are getting back on their feet. You are not penalized for older bad credit history. Your current ability to repay is what we consider. Many businesses experienced hard times through the economic crash of 2008, and many business owners credit was affected. Many were even forced into Bankruptcy or mortgage modifications. The major credit bureaus used by banks count bad accounts in your score for up to 10 years. If those issues occurred over 2 years ago, they will not be held against you!

Lower cost than common alternatives Our small Business Loans are as low as 1/7 of the cost of Merchant Cash advances but with almost the same easy credit requirements. An example of our best tier program has a payback on $10,000 of just $10,700 over 6 months. The average Merchant Cash Advance for 6 months would be $13,800 for the same funds. Even our lowest tier approval can save our clients up to half the cost of a Merchant Advance with the same easy credit requirements. These are not Merchant Cash Advances. While Merchant Cash Advance are useful for businesses needing fast funding with an easy repayment structure based on credit card volume, our small business short term loans offer loans based on your cash flow at a much lower cost. The two most important factors in determining how much your small business qualifies for is you average deposits, and average balances. Credit may affect which program you qualify for from our multiple platforms but we always place you on the platform which will look at your credit most favorably, whether it is using a standard score from one of the 3 credit bureaus, or a hybrid model which puts more weight on your more recent credit performance.

coastal capital has speciality loan
programs for all industries

  • auto dealers

  • home based

  • trucking

  • logging

  • cell phone retailer

  • accountant's offices

  • contractors

  • internet marketers

  • tax preparation office

  • seasonal businesses

  • travel agency

  • And many more

    it's all about the revenue stream of your business

call us 24/7 for additional information or assistance to apply at 877-703-3090