Business Funding for Every Industry.
Fast 24-Hour Funding to Support Your Business
Fast. Simple. Flexible.
Every business is different. Coastal Capital has the programs to fit yours.
One application — our funding specialists deliver the best fit for your business. Small business loans, working capital, merchant advances, and lines of credit — all industries, all credit profiles, $5,000 to $1,000,000 in as little as 24 hours.
No cost, no obligation application · No broker fees · 98% approval rate
CHECK YOUR ELIGIBILITY
Takes less than 60 seconds
One Application. Every Program.
Our simple online application gives our specialists everything they need to deliver the program that fits your business — working capital, a business term loan, merchant financing, or a small business loan with challenged credit.
Business Term Loans
$50,000 – $1,000,000
Unsecured business term loans designed around your revenue and financial profile. No collateral required. Funding amounts from $50,000 to $1,000,000.
Fast Business Funding
$5,000 – $500,000
Same-day decisions for businesses needing working capital fast. Ideal for cash flow gaps — funds wired directly to your business account, typically within 24 hours of approval.
Lines of Credit
$5,000 – $250,000
Unsecured business line of credit — access the capital you need, when you need it. Revolving availability with draw-down flexibility and repayment options built around your business.
Merchant Cash Advance
$5,000 – $500,000
Revenue-based advance repaid through a small percentage of future sales. Our specialists identify the best program for your business — a one-size-fits-all solution is never the goal.
The Coastal Capital Difference
Over 10,000 businesses have trusted us with their financing needs since 2009.
Same-Day Decisions
Approvals in hours. Funds wired directly to your business bank account, typically within 24 hours of approval.
No Collateral Required
Unsecured funding that doesn’t put your personal or business assets at risk. Your revenue is your strongest asset.
Programs for Every Profile
Multiple funding platforms reviewed against your application. Our specialists identify the best program available for your business — not a one-size-fits-all solution.
Our Approach
Why Businesses Choose Coastal Capital
Most applicants come to Coastal Capital because traditional banks have turned them down. We built our programs specifically for businesses that need a specialist — not an algorithm — reviewing their application. One submission goes directly to our team. We review your full picture and deliver the best terms available for your profile.
No shopping your application. No broker fees. What you see is what we deliver — the best program available through our platforms, identified by specialists with nearly 20 years in small business finance.
“We’d been turned down by three banks. Coastal Capital had us approved and funded in 18 hours. The specialist walked us through every step — no hidden fees, no surprises.”Restaurant Owner · $75,000 Working Capital Advance
“I didn’t think my credit score would qualify us for anything serious. Coastal Capital found a program that worked, funded us within a day, and we’ve been back twice since.”Contractor · $120,000 Business Term Loan
Minimum Qualifications
These are starting points — our specialists can work with most situations.
Business Bank Statements
3 months of business bank statements required. Business accounts only — personal accounts are not accepted for funding qualification.
Monthly Revenue
Minimum $8,000 per month in business revenues, verified through bank statements. Average monthly deposits determine your eligible funding range.
Time in Business
Minimum 3 months in business for starter programs. Longer operating history qualifies for larger amounts and better terms.
FinTech-based business accounts may be considered for select programs and may have higher qualifications. Contact us to discuss your specific situation.
Ready to Move Your Business Forward?
Complete our 5-minute application and get a same-day decision. No cost, no obligation.
Or call us directly — our funding specialists are available now.