Fast 24-Hour Business
Funding for Every Industry.
Every business is different. Coastal Capital has the programs to fit yours.
One application — our funding specialists deliver the best fit for your business. Small business loans, working capital, merchant advances, and lines of credit — all industries, all credit profiles, $5,000 to $1,000,000 in as little as 24 hours.
No cost, no obligation application · No broker fees · 98% approval rate
Check Your Eligibility
Takes less than 60 seconds
lock 256-bit encryption · No credit impact
Congratulations!
Your business qualifies. Apply now for a same-day decision.
Complete Your ApplicationNo broker fees. No prepayment penalties. No obligation.
Funding Programs for Every Business
Our simple online application provides everything we need to deliver the program that fits your business — whether you need working capital, a business term loan, merchant financing, or a small business loan with challenged credit.
Business Term Loans
Unsecured business term loans with fixed payments designed around your revenue and financial profile. No collateral required. $25,000 to $500,000.
Learn More arrow_forwardFast Business Funding
Same-day funding decisions based on business cash flow, not just credit scores. Ideal for businesses that need capital quickly without the delays of traditional lending. $5,000 to $1,000,000.
Learn More arrow_forwardLines of Credit
On-demand business line of credit up to $250,000. Draw what you need, when you need it — revolving access with no restrictions on use.
Learn More arrow_forwardMerchant Cash Advances
Revenue-based advances tied to future sales. Flexible repayment that moves with your business volume. Ideal for retail and seasonal industries.
Learn More arrow_forwardThe Coastal Capital Difference
Over 10,000 businesses have trusted us with their financing needs since 2009.
Same-Day Decisions
Approvals in hours. Funds wired directly to your business bank account, typically within 24 hours of approval.
No Collateral Required
Unsecured funding that doesn’t put your personal or business assets at risk. Your revenue is your strongest asset.
Programs for Every Profile
Multiple funding platforms reviewed against your application. Our specialists identify the best program available for your business — not a one-size-fits-all solution.
Why Businesses Choose Coastal Capital
Our underwriting process goes beyond the credit score. We analyze your business’s complete financial picture — cash flow, revenue consistency, and growth trajectory — to identify the right small business loan or working capital solution for your business.
With access to multiple funding platforms, our specialists compare programs across lenders to deliver the terms that fit where your business is today. One application, one process, one dedicated team working for your outcome.
No broker fees. No restrictions on how you use your capital. Business loans for bad credit, good credit, and everything in between — funds wired directly to your business account, typically within 24 hours of approval.
“We needed $85,000 to cover payroll and inventory before our peak season. Coastal Capital had us funded in under 48 hours. The process was straightforward and the team was responsive throughout.”
— R. Martinez, Wholesale Distribution · $85,000 funded
“After two bank rejections, Coastal Capital reviewed our cash flow and found a program that worked. Our construction company has now used them three times.”
— T. Williams, Construction Contractor · Repeat client since 2021
Minimum Qualifications
To ensure the fastest processing of your application, please confirm you meet these requirements before applying.
3 Months Business Bank Statements
A dedicated business bank account is required — personal accounts cannot be accepted. Minimum 3 months of business bank statements required for processing.
Monthly Revenue
Minimum $8,000 per month in business revenues.
Time in Business
Minimum 3 months in business for our starter programs. Programs available for businesses at every stage of growth.
Note on FinTech-Based Accounts: FinTech-based business accounts may be considered for select programs and may have higher qualifications. Contact us to discuss your specific situation.
Ready to Move Your Business Forward?
Complete our 5-minute application and get a same-day decision. No cost, no obligation.
Or call us directly — our funding specialists are available now.
Nearly 20 Years Serving U.S. Businesses Nationwide
© 2026 Coastal Capital Group Financial Services, Inc. · National Funding Provider
877-703-3090