Construction Equipment Leasing & Financing

Get the equipment your business needs—while keeping working capital available for the job.

Acquire new or used construction equipment from a dealer or private seller. Coastal Capital Group offers nationwide leasing programs, with finance options also available.

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Have Questions? Call us at (877) 703-3090.

New & Used
Equipment
Dealer & Private-Party
Purchases
Nationwide
Programs
Multiple Credit
Profiles Considered

Equipment That Works as Hard as Your Business

The right machine can add capacity, improve productivity and help a contractor take on work that would otherwise be out of reach. Leasing spreads the cost over time while preserving cash for the demands of the job.

Take On More Work

Add the equipment needed to bid, mobilize and complete more jobs.

  • Expand fleet capacity
  • Replace unreliable machines
  • Add specialized capabilities
  • Keep projects moving

Preserve Working Capital

Keep more cash available for day-to-day operations, upcoming projects and growth.

  • Payroll and subcontractors
  • Materials and fuel
  • Mobilization costs
  • Unexpected job expenses

Choose the Right Equipment

Purchase the new or used machine that best fits your operation.

  • Dealer purchases
  • Qualifying private-party sales
  • Single machines or fleet additions
  • Specialized construction assets

More Than One Way to Qualify

Construction businesses and equipment purchases are not all alike. We look at the strength of the complete transaction and may structure the request around credit, business cash flow, equipment value—or a combination of all three.

Credit

Strong credit can mean a simpler leasing process.

Established businesses and experienced owners with stronger credit may qualify for streamlined programs and reduced documentation.

  • Established credit history
  • Strong payment history
  • Experienced ownership
  • Straightforward equipment purchase
  • Application-only options when qualified

Cash Flow

Let the strength of the business help tell the story.

When revenue and operating performance support the proposed payment, cash flow may help offset a challenged credit profile that does not show the full strength of the company.

  • Business revenue and deposits
  • Ability to support the payment
  • Time in business
  • Existing obligations reviewed
  • Project and operating history considered

Collateral

Construction equipment value can create another path.

Marketable equipment with an identifiable value may help strengthen a request, especially when credit or financial statements present challenges.

  • Equipment age and condition
  • Established resale market
  • Useful life and market demand
  • Additional commercial collateral
  • Overall investment in the transaction

At Coastal Capital, Construction Equipment Can Carry More Weight

Heavy equipment is essential, with easily identifiable value, and supported by an active industry. That underlying value can give us more room to structure a transaction when a conventional credit-only approach does not fit the complete opportunity.

Construction Equipment We Lease & Finance

From one essential machine to a larger fleet addition, we work with a broad range of revenue-producing construction and heavy equipment.

Excavators & Backhoes

Dozers & Wheel Loaders

Skid Steers & Compact Equipment

Cranes, Lifts & Telehandlers

Dump Trucks & Vocational Vehicles

Concrete, Grading & Utility Equipment

And many other types of essential construction equipment.

Need something not pictured? Pavers, trenchers, chippers, forestry equipment, trailers, attachments and many other essential commercial assets may qualify. Tell us what your business needs.

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Programs Across the Construction Equipment Market

A smaller straightforward purchase, a substantial fleet acquisition, or a specialized-machine request each has different needs. Coastal provides a range of programs and structures to help meet the needs of your business and equipment purchase.

Streamlined Requests

Many businesses qualify for application-only processing with a simple application and equipment invoice.

Larger Acquisitions

Financial statements and supporting documents can help structure larger equipment purchases.

New & Used Equipment

Choose equipment that best fits the needs of your business. Dealer and private-party sales can qualify.

Leasing & Financing Options Available

Commercial lease structures and equipment finance options are available to best serve the needs of the business.

Have Credit Challenges?

Do not assume a bank decline ends the equipment purchase. Business cash flow, strong equipment value, additional collateral or a meaningful investment may help support another structure. We look at the whole picture.

Learn About Available Programs ›

Simple Steps to Lease Your Equipment

A clear process helps us evaluate the business and get the seller what is needed to complete the purchase.

1

Apply Online

Complete our secure equipment application.

2

Tell Us About the Equipment

Provide the quote, invoice and seller information available.

3

We Evaluate the Transaction

We consider credit, cash flow, collateral and the complete request.

4

Complete Documents

Review the approved structure and complete final documentation.

5

Seller Is Paid

The transaction closes and your equipment goes to work.

Frequently Asked Questions

Straight answers about leasing and financing the machines your business needs.

Can I lease used construction equipment?

Yes. New and qualifying used equipment may be considered. Age, condition, useful life, seller information and market value are reviewed as part of the complete transaction.

Can I purchase from a private seller?

Qualifying private-party purchases may be considered in addition to dealer sales. Additional equipment and seller documentation may be required to verify ownership, condition and value.

What types of construction equipment can qualify?

Excavators, backhoes, dozers, loaders, skid steers, cranes, lifts, dump trucks, concrete equipment, trailers and many other essential commercial machines may qualify. The examples on this page are not a complete list.

Can challenged credit be considered?

Possibly. Credit is reviewed, but business cash flow, equipment value, time in business, the investment in the purchase and additional commercial collateral may also help support a request.

Will I need financial statements or tax returns?

Documentation depends on the amount, business, equipment and overall profile. Qualified streamlined requests may require less documentation, while larger or more complex transactions typically require complete financial information.

Is leasing or financing better for construction equipment?

The best structure depends on cash-flow priorities, accounting and tax considerations, equipment plans and the available program. Coastal can explain the approved options; consult your accountant or tax adviser about treatment for your business.

How quickly can a purchase be completed?

Timing depends on the transaction, seller, documentation and equipment review. A complete application and detailed equipment quote help prevent unnecessary delays.

Can owned construction equipment provide working capital?

A separate equipment sale and leaseback may allow a business to access capital tied up in eligible equipment it already owns while continuing to use it. Explore Sale & Leaseback options.

Ready to Get Your Equipment?

Apply online. Have questions about a machine or seller? Call (877) 703-3090.

Apply Now
Have a general question before applying? Visit our Contact Us page or call (877) 703-3090.