Privacy Policy and Consent to Electronic Transactions And Disclosure

ONLINE PRIVACY POLICY AGREEMENT

Coastal Capital Group, Inc, (CCG), is committed to keeping any and all personal information collected of those individuals that visit our website and make use of our online facilities and services accurate, confidential, secure and private. Our privacy policy has been designed and created to ensure those affiliated with Coastal Capital Group, Inc of our commitment and realization of our obligation not only to meet but to exceed most existing privacy standards.

THEREFORE, this Privacy Policy Agreement shall apply to Coastal Capital Group, Inc, and thus it shall govern any and all data collection and usage thereof. Through the use of coastalcapitalgroupinc.com you are herein consenting to the following data procedures expressed within this agreement.

Collection of Information

This website collects various types of information, such as:

  • Voluntarily provided information which may include your name, address, email address, billing and/or credit card information , which may be used when you purchase products and/or services and to deliver the services you have requested.
  • Information automatically collected when visiting our website, which may include cookies, third party tracking technologies and server

Please rest assured that this site shall only collect personal information that you knowingly and willingly provide by way of surveys, completed membership forms, and emails. It is the intent of this site to use personal information only for the purpose for which it was requested and any additional uses specifically provided on this site.

We may also gather information about the type of browser you are using, IP address or type of operating system to assist us in providing and maintaining superior quality service.

It is highly recommended and suggested that you review the privacy policies and statements of any website you choose to use or frequent as a means to better understand the way in which other websites garner, make use of and share information collected.

Use of Information Collected

Coastal Capital Group, Inc may collect and may make use of personal information to assist in the operation of our website and to ensure delivery of the services you need and request. At times, we may find it necessary to use personally identifiable information as a means to keep you informed of other possible products and/or services that may be available to you from coastalcapitalgroupinc.com. Coastal Capital Group, Inc may also be in contact with you with regards to completing surveys and/or research questionnaires related to your opinion of current or potential future services that may be offered.

Coastal Capital Group, Inc does not now, nor will it in the future, sell, rent or lease any of our customer lists and/or names to any third parties.

Coastal Capital Group, Inc may feel it necessary, from time to time, to make contact with you on behalf of other external business partners with regards to a potential new offer which may be of interest to you. If you consent or show interest in presented offers, then, at that time, specific identifiable information, such as name, email address and/or telephone number, may be shared with the third party.

Coastal Capital Group, Inc may find it beneficial to share specific data with our trusted partners in an effort to conduct statistical analysis, provide you with email and/or postal mail, deliver support and/or arrange for deliveries to be made. Those third parties shall be strictly prohibited from making use of your personal information, other than to deliver those services which you requested, and as such they are thus required, in accordance with this agreement, to maintain the strictest of confidentiality with regards to all your information.

Coastal Capital Group, Inc may deem it necessary to follow websites and/or pages that our users may frequent in an effort to gleam what types of services and/or products may be the most popular to customers or the general public.

Coastal Capital Group, Inc may disclose your personal information, without prior notice to you, only if required to do so in accordance with applicable laws and/or in a good faith belief that such action is deemed necessary or is required in an effort to:

  • Remain in conformance with any decrees, laws and/or statutes or in an effort to comply with any process which may be served upon Coastal Capital Group, Inc and/or our website;
  • Maintain, safeguard and/or preserve all the rights and/or property of Coastal Capital Group, Inc; and
  • Perform under demanding conditions in an effort to safeguard the personal safety of users of com and/or the general public.

Children Under Age of 13

Coastal Capital Group, Inc does not knowingly collect personal identifiable information from children under the age of thirteen (13) without verifiable parental consent. If it is determined that such information has been inadvertently collected on anyone under the age of thirteen (13), we shall immediately take the necessary steps to ensure that such information is deleted from our system’s database. Anyone under the age of thirteen (13) must seek and obtain parent or guardian permission to use this website.

Unsubscribe or Opt-Out

All users and/or visitors to our website have the option to discontinue receiving communication from us and/or reserve the right to discontinue receiving communications by way of email or newsletters. To discontinue or unsubscribe to our website please send an email that you wish to unsubscribe to info@coastalcapitalgroupinc.com. If you wish to unsubscribe or opt-out from any third party websites, you must go to that specific website to unsubscribe and/or opt-out. To opt out of SMS messaging, reply to the message with STOP.

Links to Other Web Sites

Our website does contain links to affiliate and other websites. Coastal Capital Group, Inc does not claim nor accept responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, we encourage all users and visitors to be aware when they leave our website and to read the privacy statements of each and every website that collects personally identifiable information. The aforementioned Privacy Policy Agreement applies only and solely to the information collected by our website.

Security

Coastal Capital Group, Inc shall endeavor and shall take every precaution to maintain adequate physical, procedural and technical security with respect to our offices and information storage facilities so as to prevent any loss, misuse, unauthorized access, disclosure or modification of the user’s personal information under our control. The company also uses Secure Socket Layer (SSL) for authentication and private communications in an effort to build users’ trust and confidence in the internet and website use by providing simple and secure access and communication of credit card and personal information. The website is also secured with a GoDaddy.com Web Server certificate. Transactions on the site are protected with up to 256-bit Secure Sockets Layer encryption. GoDaddy.com has verified that the certificate holder controls the domain www.coastalcapitalgroupinc.com.

Changes to Privacy Policy Agreement

Coastal Capital Group, Inc reserves the right to update and/or change the terms of our privacy policy, and as such we will post those change to our website homepage at coastalcapitalgroupinc.com, so that our users and/or visitors are always aware of the type of information we collect, how it will be used, and under what circumstances, if any, we may disclose such information. If at any point in time Coastal Capital Group, Inc decides to make use of any personally identifiable information on file, in a manner vastly different from that which was stated when this information was initially collected, the user or users shall be promptly notified by email. Users at that time shall have the option as to whether or not to permit the use of their information in this separate manner.

Acceptance of Terms

Through the use of this website, you are hereby accepting the terms and conditions stipulated within the aforementioned Privacy Policy Agreement including consenting to SMS messaging when you contact us via application, web inquiry, or telephone. If you are not in agreement with our terms and conditions, then you should refrain from further use of our sites. In addition, your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you are in agreement and acceptance of such changes.

How to Contact Us

If you have any questions or concerns regarding the Privacy Policy Agreement related to our website, please feel free to contact us at the following email, telephone number or mailing address.

Email: info@coastalcapitalgroupinc.com
Telephone Number: 631-629-4965

Mailing Address:
Coastal Capital Group, Inc
223 Wall Street, Suite 305
Huntington, New York 11743

06/12/2009


CONSENT TO ELECTRONIC TRANSACTIONS AND DISCLOSURES

By using the Site and Service, you consent to transact business with us online and electronically. By agreeing to this Terms of Service, you agree in connection with any application for credit/funding to receive electronically all documents, communications, notices, contracts, and agreements arising from or in connection with your use of the Site and Service, including any loan you may request or receive, your application for a loan or merchant cash advance on our Site, your use of this Service, and the servicing of your loan, if funded (each, a “Disclosure“), whether we are acting in the capacity as agent, marketer, servicer or otherwise. The decision to do business with us electronically is yours.  This consent shall be inapplicable to any documents, communications, notices, contracts, and agreements that must, by law, be delivered in paper form.  This document informs you of your rights concerning Disclosures.

Electronic Signature

You agree that your electronic signature on agreements and other Disclosures has the same legal effect as if you signed such agreements and documents in ink and will be deemed valid, authentic, enforceable and binding and that such electronically signed documents shall be deemed originals.

Electronic Communications

Any Disclosures will be provided to you electronically either on our Site or via electronic mail to the verified email address you provide. We may discontinue electronic provision of Disclosures at any time in our sole discretion.

Scope of Consent

Your consent to receive Disclosures and transact business electronically, and our agreement to do so, applies to any transactions to which such Disclosures relate. Your consent will remain in effect for so long as you are a User and, if you are no longer a User, will continue until such a time as all Disclosures relevant to transactions that occurred while you were a User have been made.

Consenting to Do Business Electronically

Before you decide to do business electronically, you should consider whether you have the required hardware and software capabilities described below.

Hardware and Software Requirements

In order to access and retain Disclosures from us electronically, you must satisfy the following computer hardware and software requirements: access to the Internet; an email account and related software capable of receiving email through the Internet; a web browser which is SSL-compliant and supports secure sessions; and hardware capable of running this software.  Applying for credit/funding is your explicit confirmation in this regard.   

Withdrawing Consent

You may withdraw your consent to receive Disclosures electronically by contacting us at the address below. However, once you have withdrawn your consent you will not be able to apply for or obtain funding through our Site.  If you have already received funding, all previously agreed to terms and conditions will remain in effect, and we will send Disclosures to your physical mailing address provided during registration (except with regard to participants in our Small Business lending program, as discussed under “Terms Applicable to Business and Other Entity Users” below).

How to Contact Us Regarding Electronic Disclosures

You can contact us through Contact Us on our website, calling 631-629-4965, or in writing at the following address:
Coastal Capital Group, Inc
223 Wall Street, Suite 305
Huntington, NY 11743

You agree to keep us informed of any change to your email address, telephone number and primary business address.

You agree to print or retain a copy of this Agreement for your records and you hereby agree and acknowledge that you can access, receive and retain all Disclosures electronically sent via email or made available on the Site.

4/04/2015