Inventory Financing
Call (877) 703-3090 for a free quote or Apply Online.
Inventory financing is a type of asset-based lending that provides a revolving line of credit using your inventory as collateral. You can use the funds for any business purpose whether it’s to purchase more inventory, cash flow support for seasonal fluctuations, or whatever you wish.
- Lines of Credit starting at $500,000
- We will work with non-bankable situations, turnarounds, and high growth companies
- Not a cash advance or term loan product- allows for true growth without stressing cash flow
Examples:
$700,000 Line of Credit for Online Retailer of Baby Bedding and Decor
$2,500,000 Line of Credit for Chain of Retail Arts and Crafts Supplies
$3,000,000 Line of Credit for Chain of Sporting Goods Stores
Coastal Capital Offers Inventory Financing for Retail or Wholesale Businesses.
Retail Inventory Financing:
Maintain a full inventory. Keep shelves stocked
Provide financing even when your bank won’t support cash flow during seasonal dips
Wholesale Inventory Financing
Cover shortfalls for cyclical sales with the equity tied up in the inventory stocked in your warehouses. Don’t miss the opportunity to secure the new inventory that will fuel your upcoming months’ sales.
We offer these revolving lines of credit starting at $150k in funds dispersed. The inventory revolvers are typically 50% of cost of the inventory, or 75% of Net Orderly Liquidation Value, whichever is less (determined through an appraisal).
Due to the still tightening business finance conditions, we commonly get requests from clients whose banks are pulling out of their existing relationships and they need us to take out their open obligation with them. We welcome these requests and are happy to help your business continue growing.
Easy Application Options:
or CLICK HERE TO DOWNLOAD A PDF APPLICATION that you can complete and email or fax over.
We will have an underwriter contact you within 2 business hours and can have a proposal issued within 24 hours.
Purchase Order Financing
Call (877) 703-3090 for a free quote or Apply Online.
Purchase order financing provides manufacturers and wholesalers with the capital they need to fill orders without depleting their working capital, or enable them to take larger orders that otherwise would have been greater than their resources could support.
Wholesalers and Distributors have their capital tied up with warehouses full of goods. They can use P.O. Finance to provide the capital they need for new orders they receive instead of missing the opportunity.
Manufacturers need to cover with the capital requirements it takes for the material costs and labor expense needed to fulfill orders, often without payment until delivery, or even 30-60 days after delivery.
Manufacturers that outsource their production and generate revenue by filling orders for other companies also need the capital to secure the products for sale.
To be able to continue growing, manufacturers need to have the ability to fill the orders they receive. Our Purchase Order Finance Program provides the liquidity to help your business grow.
PO Financing allows small businesses to fill large orders. Without purchase order financing, small businesses might not have the capacity or credit to fill a larger-than-usual order. This type of financing agreement allows smaller companies to be able to take advantage of larger orders, such as one from a big box retailer, without having to tie up too much capital, or provides the capital they do not have.
Financing can begin in a matter of days, not weeks. Some advantages of our purchase order finance include:
- Funding up to 100 percent of your purchase order for pre-sold goods; international or domestic
- Will issue an irrevocable letter of credit from an A+ rated bank to your suppliers within a few days of application
- Create revenue growth without adding more debt or taking equity partners
- Increase sales while preserving existing capital
We will finance 100% of the cost to fill an order that is presold. We can issue letters of credit domestically or internationally, and occasionally will wire money to high credit suppliers. We will entertain minor value added deals in which a client needs to have the goods pass through a warehouse for staged delivery, or make additions/modifications to the goods. We require a factor takeout the outstanding balance once the goods become A/R. Our minimum size transactions are around $50k, but can vary depending on the request. The average range of our facilities for PO financing is around $100k upwards of $2M.
Easy Application Options:
or CLICK HERE TO DOWNLOAD A PDF APPLICATION that you can complete and email or fax over.
We will have an underwriter contact you within 2 business hours and can have a proposal issued within 24 hours.
For Information about our Accounts Receivable Finance Programs CLICK HERE