No restrictions for industry or credit profile. Get $5,000 to $1,000.000 in as little as 24 hours, terms from 3 to 60 months with monthly, weekly, or daily payment options.
See if you Qualify
Direct Merchant Cash Advance Funder
We handle all levels of business credit. So whether you qualify for premium discount rates for strong applicants, or you have serious issues you need help with, or like most people, you just aren’t sure what the best terms are that you can qualify for, our funding program provides the best terms for your needs and situation. No industry restrictions, No Credit Score Restrictions.
We have multiple funding platforms to address any situation. No need to apply with numerous funders. Our systems analyze application data to consistently deliver the best terms available for our clients.
no credit score
restrictions
No Industry
Restrictions
No Collateral
Required
no broker fees
No Cost, No
obligation application
certificated business
consultants
simple 5 minute
application
Finally, small business owners can get the credit they need at reasonable rates with much easier credit requirements. We have several options available that can provide working capital to a wide variety of businesses based on cash flow-not just credit. In fact, the business owner's credit score can be as low as 500 on the major credit bureaus. Our low rate program utilizes a scoring system that only takes into account the last 2 years of credit history. This is extremely helpful to the many business owners who had credit problems in the recent past but are getting back on their feet. You are not penalized for older bad credit history. Your current ability to repay is what we consider. Many businesses experienced hard times through the economic crash of 2008, and many business owners credit was affected. Many were even forced into Bankruptcy or mortgage modifications. The major credit bureaus used by banks count bad accounts in your score for up to 10 years. If those issues occurred over 2 years ago, they will not be held against you!
Lower cost than common alternatives Our small Business Loans are as low as 1/7 of the cost of Merchant Cash advances but with almost the same easy credit requirements. An example of our best tier program has a payback on $10,000 of just $10,700 over 6 months. The average Merchant Cash Advance for 6 months would be $13,800 for the same funds. Even our lowest tier approval can save our clients up to half the cost of a Merchant Advance with the same easy credit requirements. These are not Merchant Cash Advances. While Merchant Cash Advance are useful for businesses needing fast funding with an easy repayment structure based on credit card volume, our small business short term loans offer loans based on your cash flow at a much lower cost. The two most important factors in determining how much your small business qualifies for is you average deposits, and average balances. Credit may affect which program you qualify for from our multiple platforms but we always place you on the platform which will look at your credit most favorably, whether it is using a standard score from one of the 3 credit bureaus, or a hybrid model which puts more weight on your more recent credit performance.
auto dealers
home based
trucking
logging
cell phone retailer
accountant's offices
contractors
internet marketers
tax preparation office
seasonal businesses
travel agency
And many more
it's all about the revenue stream of your business