FAST BUSINESS LINES OF CREDIT
Revolving Lines up to $250,000.
Premium Program for up to $500k.

simple. fast. flexible

Empower your business with the flexibility and convenience of our Business Lines of Credit. Gain instant access to funds when you need them, manage cash flow more efficiently, and fuel your growth without unnecessary hurdles. Apply now and experience the difference in financing your business with a line of credit that’s ready when you are.

Apply Online Now

Direct Small Business Lender

applying is easy

Apply 24/7 through our secured servers for instant approvals

Apply Online

Use our secure website to apply and upload your documents by clicking the link below

Receive Terms Within 24 Hours

Simply review and accept your credit line

Setup Online Account

Login at your convenience to draw funds which are wired directly into your business bank account

COASTAL CAPITAL DELIVERS FOR SMALL BUSINESSES

Our Business Lines of Credit provide instant access to funds when you need them. Draw as often as you like up to your credit limit. The repayment schedule resets to 6,12,18, or 24 months each time you draw but you can also draw back principle whenever a payment is made, virtually paying interest only if you wish. You can pay it off in full or in part at any time reducing or eliminating finance charges.

Minimum borrower qualifications up to $250K

- 6 moths in business
- $100k business annual revenue
- 3 months business bank statements
- 625 personal credit score

Minimum borrower qualifications for our Premium program up to $500K

- 2 years in business
- $350,000+ annual gross revenue
- 3 months business bank statements
- Business tax return
- 700+ personal credit score

Nobody delivers more. While some restrictions may apply based on state or industry, we provide alternative solutions to accommodate specific needs, ensuring accessibility for most businesses.

MINIMUM QUALIFICATIONS
FOR A LINE OF CREDIT

6 Months
in Business

$100k business
annual revenue

3 Months Business
Bank Statements

Usage Scenarios for Your Business Line of Credit

  • Purchase Inventory

  • Hire additional employees

  • Bridge cash flow

  • Cover payroll expenses

we help businesses get the working capital they need

Revolving flexibility

• Businesses have continuous access to their line of credit, allowing them to withdraw cash as needed. Funds replenish automatically as payments are made, ensuring a seamless cash flow management process.

Only Pay for What You Use

• You can withdraw money from your line of credit when you need it and only pay interest for the amount of time you have the funds out.

No Prepayment Penalties

• Businesses get more payback flexibility — they can pay off the outstanding balance on their line of credit anytime with no penalty or fee.

Consolidated Repayments:

• Avoid the hassle of multiple payment schedules. You get one consolidated, easy weekly or monthly payment no matter how many withdrawals you make.

Automatic Credit Limit Increases:

• We regularly review credit profiles to potentially increase your credit limit automatically, providing access to more funds as your business grows.

Build Business Credit History:

• Most lines report to business credit bureaus, which helps build business credit history with on-time payments.